Every fifth person living does not have a bank account – according to a report by the National Bank . This number may come as a surprise, especially since we are living in times where cashless transactions are an increasingly frequent phenomenon. In stores, we pay for purchases with a card, we send immediate transfers to friends or family, even electricity and telephone bills do not require us to be present at the post office or company outlet. However, according to research, there is a large proportion of peoplees who use traditional payment methods.
Online lending companies, at the request of their clients who wanted a loan but did not have a bank account, added traditional methods to their withdrawal methods. This does not mean that people with a bank account cannot use them. Many methods of paying out a loan attract a larger number of borrowers. Everyone will find the most convenient option for themselves. We do not need to provide a reason for choosing one of the available methods. As well as choosing one of them does not affect our loan decision.
How to collect money at the post office?
The check is one way to withdraw a loan without verifying your bank account. Some lenders offer cash withdrawals that are very popular with customers. Not everyone wants to get a loan for an account for many reasons – they do not have it, they have a joint account with their family, or they care about discretion. The check is an easy and quick way to get a loan. Just go to the nearest peopleish Post office.
Thanks to the check, we can withdraw money from a short-term loan as well as an installment loan. The following are the key benefits of the check loan:
- we can collect money in the nearest post office as well as in the one located in a different city than we live;
- the check is not expensive;
- the loan company has no access to our payment history;
- fast cash receipt process because we don’t have to wait for the money to be credited – we receive the cash in hand.
Loan without account verification at the company’s headquarters
Another method to receive cash without having a bank account is a personal visit to the headquarters of the loan company. Company addresses are available on the website. In some cases, we can get a phone call from a loan company, which will show us the nearest address of our headquarters, where we will quickly receive money. This method is not popular as others, because in the Internet age many loan companies are not able to serve their customers personally. They do not have a branch where customers could come and submit an application to the employee. People with debt in BIK often use this method.
Instant delivery via the Internet without an account – home courier
At a time when the Internet was not so widespread, loan companies had their representatives who visited their clients at their homes. Today this situation is also taking place. When choosing the payment of a loan, we can choose “home courier”, “loan from a representative”. Thanks to which, without leaving home, we will receive money in our hands. In this case, the loan application is submitted to the branch of the loan company or by phone. After positive acceptance, the representative makes an appointment with the borrower and delivers cash to the previously agreed place.
All of the above methods are available to anyone applying for a loan without a bank account. Of course, not every company has them. Check our list of loans without verifying your bank account described above to easily find a company that offers traditional methods of cash withdrawal.